Loan Request Information

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Loan Details

*Are you a current Rhode Island Credit Union member:

*Membership Eligibility:

Non-Membership Disclosure

*Member Number:

*Preferred Closing Branch:

*Type of Loan:

*Loan Type Description:

*Disclosure:

Read and agree to the disclosure statement...

*Product Type:

*Vendor:

*Vendor Contact:

I am under the age of 18:

Include Co-Applicant:

Co-Borrower Type:

Joint Applicant

Co-Signer / Guarantor

*Requested Amount:

Complete Requested Amount only for a Line Increase request. The type of credit card and credit limit issued to you will be based on your creditworthiness.

*Term (in months):

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Rates

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*Purpose of Loan:

Rates

*Reason For Other:

*Reason For Purpose of Loan:

Loan Protection Options

Please add Credit Life and Credit Disability Insurance to my loan. More Info...

Payment protection protects you and your family from unforeseen circumstances, including loss of life or an unexpected disability. All of these “protected events” are difficult to manage. With each new debt added to your plate, it becomes more important to have some type of protection. Payment protection does just that. Whether paying off a loan due to a death, or making monthly loan payments, you will protect yourself and your family.

Please add Payment Protection to my loan. More Info...

Are you interested in having your loan protected? If you answer yes, we will provide you with additional information on available option(s) you may choose including the cost of voluntary payment protection. Adding protection will not affect your loan approval or terms. To purchase protection you must sign a separate agreement which discloses eligibility, terms and exclusions.

Please add Guaranteed Asset Protection (GAP) to my loan. More Info...

If your car is totaled/stolen for any reason, the amount of reimbursement you receive from your insurance company may be substantially less than the amount you owe on your car loan. Unless you’re covered by gap insurance, this financial shortfall, or “GAP” could leave you owing thousands of dollars. Ask one of our Loan Specialists for more information.

Please add Mechanical Repair Coverage (MRC) to my loan. More Info...

For just pennies a day, MRC shields you from the high costs of mechanical or electrical repairs on your vehicle once your basic manufacturer’s warranty has expired. In addition, MRC also provides comprehensive roadside assistance, nationwide coverage, and the flexibility to choose a repair facility of your choice. Before you commit to any other program, compare it to our mechanical breakdown protection plans.

There are no loan protection options available at this time. More Info...

Loan Type Disclosure Statement

Important information for younger borrowers.

It is important that the information we collect is accurate. Please ensure you are under 18 by clicking "Yes, I am under 18" below.

Important information for younger borrowers.

Unfortunately we cannot legally have any contractual agreements signed by minors. We apologize for any inconvenience.

What Type of Co-Applicant should I Choose?

Co-Signer/Guarantor - Person who assumes equal liability for the obligation but does not benefit from the proceeds of the obligation.

A spouse cannot be a Co-Signer/Guarantor

Joint Borrower/Co-Borrower - Person who assumes equal liability for the obligation and benefits from the proceeds of the obligation.

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