Loan Request Information

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Loan Details

*Are you a current Rancho FCU member: *Are you a current Rancho FCU member:

*Non-Member Disclosure:

Read and agree the disclosure statement...

Non-Membership Disclosure

Thank you for your loan application, however, based on your selection, you
do not qualify for a loan at Rancho Federal Credit Union at this time. Please
feel free to contact Rancho Federal Credit Union for further information at (866) 855-9050.

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*Type of Loan:

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*Loan Type Description:

*Disclosure:

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*Vendor Contact:

Include Co-Applicant:

Co-Borrower Type:

Joint Applicant

Co-Signer / Guarantor

*Requested Amount:

*Term (in months):

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Rates

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*Purpose of Loan:

Rates

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*Reason For Purpose of Loan:

Loan Protection Options

Please add Life and Disability Protection to my loan.

Payment Protection protects you and your family from unforeseen circumstances, including loss of a life, an unexpected disability, loss of employment, or an emergency that requires you to take a leave of absence to care for a family member. All of these "protected events" are difficult to manage. With each new debt added to your plate, it becomes more important to have some type of protection. Payment Protection does just that. Whether paying off a loan due to a death, or making monthly loan payments, you will protect yourself and your family.

Please add Guaranteed Asset Protection (GAP) to my loan.

If your car is totaled/stolen for any reason, the amount of reimbursement you receive from your insurance company may be substantially less than the amount you owe on your car loan. Unless you’re covered by GAP insurance, this financial shortfall, or “GAP” could leave you owing thousands of dollars. Ask one of our Credit Union Loan Representatives for more information.

Please add an Extended Warrenty to my loan.

For just pennies a day, an extended warranty shields you from the high costs of mechanical or electrical repairs on your vehicle once your basic manufacturer’s warranty has expired. In addition, an extended warranty also provides comprehensive roadside assistance and nationwide coverage.

Loan Type Disclosure Statement

Important information for younger borrowers.

It is important that the information we collect is accurate. Please ensure you are under 18 by clicking "Yes, I am under 18" below.

Important information for younger borrowers.

Unfortunately we cannot legally have any contractual agreements signed by minors. We apologize for any inconvenience.

What Type of Co-Applicant should I Choose?

Co-Signer/Guarantor - Person who assumes equal liability for the obligation but does not benefit from the proceeds of the obligation.

A spouse cannot be a Co-Signer/Guarantor

Joint Borrower/Co-Borrower - Person who assumes equal liability for the obligation and benefits from the proceeds of the obligation.

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