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My Credit Union Loan Application

Loan Request Information

* Required Fields

Loan Details

*Are you a current MY Credit Union member: *Are you a current MY Credit Union member:

Member Eligibility Reason:

Family Member Name:

I qualify for membership based on one of the following:

In order to continue, the items outlined in red below must be corrected. Please correct the issues and click next to continue.

I Live, Work, Worship, Volunteer, or attend School in any of the following:

*Reason:

*Universities:

I am an immediate family member of an existing member of MY Credit Union.

*Relationship

*First Name

*Middle Name

*Last Name

I am one of the Following:

*Reason

None of the above

Because 1st Nor Cal CU is a Member-Owned Cooperative, loan products are only available to our members. Please read the following disclosures.

Fee Schedule

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Account Disclosure

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*Select a Citizenship:

*Member Number:

*Preferred Closing Branch:

*Type of Loan:

*What type of card best fits your needs:

*Loan Type Description:

*Disclosure:

Read and agree to the disclosure statement...

*Product Type:

*Vendor:

*Vendor Contact:

Include Co-Applicant:

Co-Borrower Type:

Joint Applicant

Co-Signer / Guarantor

*Requested Amount:

*Term (in months):

Select a Loan Type...

Rates

*Request Type: Request Type:

*Purpose of Loan:

Rates

*Reason For Other:

*Reason For Purpose of Loan:

Loan Protection Options

Please add Guaranteed Asset Protection (GAP) Guaranteed Asset Protection (GAP) to my loan.

If your car is totaled/stolen for any reason, the amount of reimbursement you receive from your insurance company may be substantially less than the amount you owe on your car loan. Unless you’re covered by gap insurance, this financial shortfall, or “GAP” could leave you owing thousands of dollars. Ask one of our Loan Specialists for more information.

Please add Extended Warranty Coverage (EWC) to my loan.

For just pennies a day, Extended Warranty coverage shields you from the high costs of mechanical or electrical repairs on your vehicle once your basic manufacturer’s warranty has expired. In addition, Extended Warranty coverage also provides comprehensive roadside assistance, nationwide coverage, and the flexibility to choose a repair facility of your choice. Before you commit to any other program, compare it to our mechanical breakdown protection plans.

Please add Debt Protection to my loan.

There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. With MY Credit Union Debt Protection your loan balance may be canceled, or your monthly loan payments canceled without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected and most importantly that your family is protected.

Loan Type Disclosure Statement

Important information for younger borrowers.

It is important that the information we collect is accurate. Please ensure you are under 18 by clicking "Yes, I am under 18" below.

Important information for younger borrowers.

Unfortunately we cannot legally have any contractual agreements signed by minors. We apologize for any inconvenience.

What Type of Co-Applicant should I Choose?

Co-Signer/Guarantor - Person who assumes equal liability for the obligation but does not benefit from the proceeds of the obligation.

A spouse cannot be a Co-Signer/Guarantor

Joint Borrower/Co-Borrower - Person who assumes equal liability for the obligation and benefits from the proceeds of the obligation.