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Non-Membership Disclosure

You do not need to be a member to apply for a loan; however, if approved, you will need to join before the loan can be funded. To join now, click here. For more information, please contact us at 800.522.2748.

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Loan Protection Options

I am interested in adding Life and Disability Protection to my loan.

Payment Protection protects you and your family from unforeseen circumstances, including loss of a life or an unexpected disability. These “protected events” are difficult to manage. With each new debt added to your plate, it becomes more important to have some type of protection. Payment Protection does just that. Whether paying off a loan due to death or making monthly loan payments, you will protect yourself and your family.

Please add Guaranteed Asset Protection (GAP) Guaranteed Asset Protection (GAP) to my loan.

If your car is totaled/stolen for any reason, the amount of reimbursement you receive from your insurance company may be substantially less than the amount you owe on your car loan. Unless you’re covered by gap insurance, this financial shortfall, or “GAP” could leave you owing thousands of dollars. Ask one of our Loan Specialists for more information.

Please add Major Mechanical Protection (MMP) to my loan.

For just pennies a day, MMP shields you from the high costs of mechanical or electrical repairs on your vehicle once your basic manufacturer’s warranty has expired. In addition, MMP also provides comprehensive roadside assistance, nationwide coverage, and the flexibility to choose a repair facility of your choice. Before you commit to any other program, compare it to our major mechanical protection plans.

Please add Debt Protection to my loan.

Debt Protection protects you and your family from unforeseen circumstances, including loss of a life, an unexpected disability, loss of employment, or an emergency that requires you to take a leave of absence to care for a family member. All of these "protected events" are difficult to manage. With each new debt added to your plate, it becomes more important to have some type of protection. Payment Protection does just that. Whether paying off a loan due to a death, or making monthly loan payments, you will protect yourself and your family.

Loan Type Disclosure Statement

Important information for younger borrowers.

It is important that the information we collect is accurate. Please ensure you are under 18 by clicking "Yes, I am under 18" below.

Important information for younger borrowers.

Unfortunately we cannot legally have any contractual agreements signed by minors. We apologize for any inconvenience.

What Type of Co-Applicant should I Choose?

Co-Signer/Guarantor - Person who assumes equal liability for the obligation but does not benefit from the proceeds of the obligation.

A spouse cannot be a Co-Signer/Guarantor

Joint Borrower/Co-Borrower - Person who assumes equal liability for the obligation and benefits from the proceeds of the obligation.

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