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Loan Request Information

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Loan Details

*Are you a current IAA Credit Union member: *Are you a current IAA Credit Union member:

Member Eligibility Reason:

Family Member Name:

Agreed To Membership Disclosure:

Member Citizenship:

I qualify for membership based on one of the following:

In order to continue, the items outlined in red below must be corrected. Please correct the issues and click next to continue.

I am currently one of the following:

*Reason

I have an immediate family member who is a member of IAA Credit Union.

*First Name:

Middle Name:

*Last Name:

*Relationship:

None of the above

Because IAACU is a Member-Owned Cooperative, loan products are only available to our members. To become a member, please read and agree to the following disclosures. Once read, we will open a deposit account owned by the person(s) listed on your application and deposit $5.00 into the account. The primary owner/member will be the first person listed on the loan application.

IRS Certification

Viewed

Agreements And Proxy

Viewed

Consent To The Use of Electronic Records, Signatures And Disclosures

Viewed

*Select a Citizenship:

As a Non-Resident Alien you must apply with co-borrower who is either a US Citizen or Permanent Resident Alien.

*Member Number:

*Type of Loan:

*What type of card best fits your needs:

*Loan Type Description:

*Disclosure:

Read and agree to the disclosure statement...

*Product Type:

*Vendor:

*Vendor Contact:

I am under the age of 18:

Include Co-Applicant:

Co-Borrower Type:

Joint Applicant

Co-Signer / Guarantor

*Requested Amount:

*Term (in months):

Select a Loan Type...

Rates

*Payment Method:

*Payment Frequency:

*Request Type: Request Type:

*Purpose of Loan:

Rates

*Reason For Other:

*Reason For Purpose of Loan:

Loan Protection Options

I’m interested in learning more about IAA’s new “Peace-of-Mind plan. “Peace-of-Mind" plan.

In the event of an unexpected disability, unemployment, or the loss of life IAA’s Peace-of-Mind plan is designed to help make payments on your loan or payoff the loan entirely.

I’m interested in protecting my loan with Guaranteed Asset Protection (GAP).

If your car is totaled/stolen for any reason, the amount of reimbursement you receive from your insurance company may be substantially less than the amount you owe on your car loan. Unless you’re covered by gap insurance, this financial shortfall, or “GAP” could leave you owing thousands of dollars. Ask one of our Loan Specialists for more information.

I’m interested in protecting my vehicle with Mechanical Breakdown Protection.

Mechanical Breakdown Protection can shield you from the high costs of mechanical or electrical repairs on your vehicle once your basic manufacturer’s warranty has expired. Before you commit to any other program, compare it to our mechanical breakdown protection.

Loan Type Disclosure Statement

Important information for younger borrowers.

It is important that the information we collect is accurate. Please ensure you are under 18 by clicking "Yes, I am under 18" below.

Important information for younger borrowers.

Unfortunately we cannot legally have any contractual agreements signed by minors. We apologize for any inconvenience.

What Type of Co-Applicant should I Choose?

Co-Signer/Guarantor - Person who assumes equal liability for the obligation but does not benefit from the proceeds of the obligation.

A spouse cannot be a Co-Signer/Guarantor

Joint Borrower/Co-Borrower - Person who assumes equal liability for the obligation and benefits from the proceeds of the obligation.