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Loan Details

*Are you a current Affinity Plus Federal Credit Union member: *Are you a current Affinity Plus Federal Credit Union member:

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Loan Protection Options

Guaranteed Asset Protection (GAP)

If your vehicle is totaled or stolen, the reimbursement from your insurance company may be substantially less than what you still owe on your loan. GAP helps cover that discrepancy, and it also includes Auto Deductible Reimbursement (ADR) to help ease the burden of paying your deductible.

Mechanical Breakdown Protection (MBP).

On top of shielding you from expensive mechanical and/or electrical car repairs after your basic manufacturer’s warranty expires, MBP also provides comprehensive roadside assistance, nationwide coverage and the flexibility to choose a repair shop of your choice.

Life Protection

This coverage is here to protect you and your family if there’s a loss of a life. These "protected events" are extremely difficult to manage in a number of ways, and with each new debt added to your plate, it becomes more important to have some type of protection. This helps ease the burden whether you’re making monthly loan payments, or paying off a loan due to a death.

Disability Protection.

This coverage is here to protect you and your family if there’s an unexpected disability. These "protected events" are extremely difficult to manage in a number of ways, and with each new debt added to your plate, it becomes more important to have some type of protection. This helps ease the burden whether you’re making monthly loan payments, or paying off a loan due to a disability.

Involuntary Unemployment Protection.

If you lose your job involuntarily, this protection helps ease the burden of making your monthly loan payments.

Loan Type Disclosure Statement

Important information for younger borrowers.

It is important that the information we collect is accurate. Please ensure you are under 18 by clicking "Yes, I am under 18" below.

Important information for younger borrowers.

Unfortunately we cannot legally have any contractual agreements signed by minors. We apologize for any inconvenience.

What Type of Co-Applicant should I Choose?

Co-Signer/Guarantor - Person who assumes equal liability for the obligation but does not benefit from the proceeds of the obligation.

A spouse cannot be a Co-Signer/Guarantor

Joint Borrower/Co-Borrower - Person who assumes equal liability for the obligation and benefits from the proceeds of the obligation.

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